Who Do You Insure Your Bakkie With?

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LR 4WD Full Lockers
LR 4WD Full Lockers
Posts: 589
Joined: Thu Jan 24, 2008 10:31 pm
Town: Gordons Bay
Vehicle: 2011 Hilux DC 3.0 D4D
Real Name: Luke

Tue May 23, 2017 5:21 pm

I am in the process of buying a 96 hilux 4x4 dc. Who gives the best insurance deal and can I insure extra's on it? Your guys input would be greatly appreciated! :thumbup:
With each replacement of parts, a car slowly becomes Chinese.
High Range 4WD
High Range 4WD
Posts: 51
Joined: Tue Feb 15, 2011 8:03 am
Town: Roodepoort
Vehicle: Toyota Hilux KZ-TE
Real Name: Johan
Club VHF Licence: L4
Location: Roodepoort

Tue Jun 20, 2017 1:28 am

Hi Luke,
Haven't been on the FORUM for quite a while, but also noticed that nobody has responded to your question.
The 'best insurance deal' will obviously depend on your risk profile, especially with regard to any claims during the past 5 years.
Extras on our vehicles may indeed be insured over and above!. Email me your current insurance details on your Lux and I'll see what I can do. Currently I pay under R500 pm on my 2004 KZ with many extras...comprehensive cover private use.
Grondpad Alliepad!!!
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Top Web Wheeler
Top Web Wheeler
Posts: 8280
Joined: Thu Sep 17, 2009 2:56 pm
Town: inniedorp
Vehicle: Toy
Real Name: Chris

Tue Jun 20, 2017 6:10 am

Luke I am with Santam. You can specify "extended 4x4 cover", this provides recovery and some extras - best to check with them to make sure what it covers now. I also specified my camper setup, had to submit a letter from approved installer to validate the insured value of the various items I wanted to specify.
LR 4WD Full Lockers
LR 4WD Full Lockers
Posts: 896
Joined: Thu Jul 01, 2010 9:57 pm
Town: Midrand
Vehicle: 06' Hilux 3.0 D4D 4X4
Real Name: Nishan

Tue Jun 20, 2017 8:09 am

I'm with Regent
2006 Tuna 4x4
Paying around R900
Real drivers use three pedals
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Monster Truck
Monster Truck
Posts: 3121
Joined: Mon Jan 25, 2010 12:54 pm
Town: Pretoria
Vehicle: '98 LTD
Real Name: Stefan
Club VHF Licence: X107

Tue Jun 20, 2017 9:31 am

my SFA is with Hollard (prior to that AGriSA), so far I 've had no issues with payouts. Theyr'e just strict when comes to car rental.

insured for 113 100 @ R503 p/m which includes R53k in extras
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Cobus Pelser
High Range 4WD
High Range 4WD
Posts: 34
Joined: Sun Jan 20, 2013 7:26 pm
Town: Alberton
Vehicle: Hilux Revo 2.8 4x4
Real Name: Cobus
Club VHF Licence: HC276
Location: Alberton

Tue Jun 20, 2017 12:17 pm

With Cross Country, so far no issues. My broker is Amucus Makelaars BK

Call Sign HC276
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LR4WD, Lockers, Crawler Gears
LR4WD, Lockers, Crawler Gears
Posts: 1275
Joined: Mon Aug 01, 2011 7:45 pm
Town: Virginia
Vehicle: '97 D/C with all the trimmings & 2011 Troopy
Real Name: Shane

Tue Jun 20, 2017 10:13 pm


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Aint it ironic that "Common Sense" aint so common after all...
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LR4WD, Lockers, Crawler Gears
LR4WD, Lockers, Crawler Gears
Posts: 1470
Joined: Wed Feb 13, 2008 8:34 am
Town: Cape TOwn
Vehicle: 2007 3.0 d4d DC 4x4
Real Name: Shaakir

Wed May 30, 2018 9:04 am

Was looking at my insurance premium today while doing some changes to profile.
I'm with outsurance.

Premium about R550 / month. But this is based i have tracker active which is about R120 / month i think.

But the shocker was the retail value they attach to my vehicle.

Where in the world you gonna find a D4D for that price... what do they base it on?
2007 d4d 3.0 D/C 4x4 (Mar 2016 - current) (Buraaq V)
2003 Isuzu KB300 tdi LX D/C 4x4 (May 2015 - Feb 2016) aka Buraaq IV
2000 hilux DC 2.7 4x4 (Jul 2011 - Sep 2012) aka Buraaq III
1999 RXI 20v (Nov 2009 - Jul 2011) aka Quicksilver
1990 hilux DC 2.2 4x4 (Jun 2008 - Jul 2011) aka Buraaq II
1997 corolla 160i GLE (Feb 2007 - Sep 2009) aka Green Goblin
1990 GLI twincam (still my fav rolla) (Oct 2005 - Mar 2007) aka Wit Blitz
Golf GTI 2.0 (temp insanity for 2months) (Jun 2005 - Aug 2005) aka A mistake
1993 hilux SC 2.2 4x4 (April 2003 - Sept 2005) aka Buraaq

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