Insurance - How much do you pay?

[Die$eL]

I've been looking around and quotes range from R688 to R1200

Outsurance : R969
Dial Direct: R689
Virgin: R706
Glenrand MIB: R1232

These are for my 3.0 D4D D/C 4X4 - 2006 model

Althought Dial Direct is cheapest, they are part of Auto & General. I want to stay far away from A&G since i (and a lot of my friends) have had issues with them.

What do you pay?

[WayneSchalk]

1997 HILUX 2.8D SC
Dail Direct R580.00

[Tiger7]

2007 Hilux SC 2.7VVT-I
Hollard R650.00

[Spartan]

Ok, what about us with the older bakkies with all the extras and nice stuff on, who does insure something like that and cover all of that. If it is out there what do you pay for that kind of insurance

[Rieks]

I've read about tuffstuff, is anyone there? That would be interesting to know what (and where, cause the other's don't cover your overland into Bots, Moz or Nam) they cover.

[Selous]

95 DC Hilux - Oakhurst - R624.00 - I am covered for off road and out of country trips

[Die$eL]

I see that somehave special 4x4 cover.
most cover you in neighbouring countries

also i hear that some/most dont cover you on the 4x4 tracks/courses unless you call and tell them that you going (Similar to taking your car to a race track). they do however cover you for normal off-road

[Houkswyn]

2000 Hilux 2.7 Double Cab - R480 (Cross Country)

[2.8 d/cab SFA]

98 hilux SFA , LTD, mags cnaopy radio included, with tracker, R632, zurich insurance with R2000 excess

[NicoP]

Im with Tuff stuff. Best one yet.
R750 cover for all the exstras(LR tank, Roof Rack, Jack, radio's canopy and for business)
Done 2 claims. 1 drowned the bakkie and 1 for trail damage toghether they are +-R70000

[pietpetoors]

1999 Hilux 2.7 - paying R450.17 at Outsurance. Did not specify anything.

[Traveler]

R680-00 by Miway.

[Maddoglips]

'89 lux with extra's specified R350/month GROCH AND ASSOCIATES CC

This covers me on all trails in SA, Botswana, Namibia ect.... as long as I've notified them of the out of country dates at no extra cost.(They generaly always know the dates as you need to have insurance certs for crossing into Bots, and some other places just to be safe)

Claimed once before when affirmative shopping claimed my old 4x4 SC and no hassles what so ever, even got a hire car for a month.

[DougN]

I've read about tuffstuff, is anyone there? That would be interesting to know what (and where, cause the other's don't cover your overland into Bots, Moz or Nam) they cover.

I'm with Tuffstuff, 2001 Ford ranger 2.5Td DC 4x4, R475 base cost, some extra for the specified bits liek extra rims, bullbar, radios, blah blah, less than R700.

It is easier to tell you what TS don't cover than to start writing everything they do cover.

They don't cover RECOVERIES from Angola (but the damge is) there are some limitations on laptops but I'm not sure of themnm right now, they don't cover any competition against time.

They do cover you for the Bridgestone fundi challenge and other competitions involving SKILL and which are not time based, They do cover your sunday trails, they do cover you in all other countries south of the equator plus kenya above the equator. Damage etc in Angola is covered, but you have to get the vehicle to the Namibia border (issues with security & service providers). They do cover vehicle drownings but repeat offenders will get some stern words!

They also have roadside assist in all these countries, they just recovered a terracan from Mid namibia when it popped the engine, and then gave the family a hire vehicle to finish their holiday and get home.

contact Ryan on ryan@tuffstuff.co.za or 011-394-8235

[TOYOTA 4YEFI]

1989 d/c hilux all extras insured R175
(indwe risk services)

[Spartan]

1989 d/c hilux all extras insured R175
(indwe risk services)

Het jy al iets geeis by hulle?

[Klonkies]

hi all,

Im with INDWE risk, Tygervallei Branch.

1996 Hilux - R269,00 = no access needed.

The broker i deal with knows the 4x4 industry, so wont sound shocked should you wish to specify any items.

J Dirks (Broker)
021 914 0752

[Spartan]

hi all,

Im with INDWE risk, Tygervallei Branch.

1996 Hilux - R269,00 = no access needed.

The broker i deal with knows the 4x4 industry, so wont sound shocked should you wish to specify any items.

J Dirks (Broker)
021 914 0752

Het hulle n tak in die JHB area?

[Klonkies]

Ek het al ge-eis ja, was sonder pyne moet se.

Jammer ek weet nie of hulle n tak daai kant het nie, voel vry om die dame n luitjie te gee?

Groete

[Shimano]

97 Hilux 2.4 D/C 4x4 LTD - Outsurance R263.78 - Basic excess R1000.00

[Die$eL]

I eventually went with Mutual & Federal
2006 3.0 D4D D/C 4x4 - R750 - R2750 excess

They cover accessories buit the canopy is extra.

[TOYOTA 4YEFI]

1989 d/c hilux all extras insured R175
(indwe risk services)

Het jy al iets geeis by hulle?

Ja ek het al geeis en ek moet se hulle was great en jy word ook in afrikaans bedien en omdat dit my tweede voertuig is wat ek by hulle verseker het hulle nog vir my n "voucher" gegee dat my volgende eis geen bybetaling sal he nie maak nie saak van die bedrag nie.

[Spartan]