HILUX 1992 2,2 4x4 double cab - R135 000

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Hilux 1
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Real Name: Tertius
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Mon Apr 15, 2019 12:14 pm

Hi Posting on behalf of a friend.
YEAR:1992
MILEAGE: 246000KM
SERVICE: BOOK STAMPED TILL 125000KM, SELF SERVICED FROM THERE
CONDITION: IMMACULATE
EXTRAS AND MODIFICATIONS: NONE
LOCATION: BELLVILLE
CONTACT NUMBER: 082 651 2936 - MIKE TOERIEN
ANYTHING ELSE YOU WANT TO MENTION:
HONESTY SECTION: IN IMMACULATE CONDITION, TIP TOP RUNNING CONDITION. STILL HAS ORIGINAL JACK AND TOOLS. FULLY ORIGINAL WITH NO MODIFICATIONS
ASKING PRICE: R135000

Please contact Mike.
i will try and find out service history.
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Last edited by Hilux 1 on Sun May 05, 2019 10:11 am, edited 2 times in total.
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Wave
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Thu Apr 18, 2019 11:34 am

Looks very clean, GLWTS!
'09 Toyota Fortuner 3.0 D4D 4x4 (M)
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Haboob
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Fri Apr 19, 2019 11:21 am

You seldom get a vehicle in this type of condition, with no extra's, so it would need to be a cash purchase.
Looks very nice, but I honestly think that this is a mountain too high to climb, as I doubt you would get finance.
I know that you could not purchase anything else in the same condition, for the same price, but that is life.
I do not know why the owner is selling, but he should reconsider his reason/plans, and keep the vehicle, even if it is for Sunday Drives.
Consider this post on the forum and make a comment (2006 Hilux Double Cab 4.0 V6 Manual – Overland Ready *** R150,000 *** ).
One mans loss is the other mans gain...
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Hilux 1
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Mon Apr 22, 2019 6:50 pm

i too said to him it is steep. but ja good luck to him yes
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Bosfebok
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Fri Apr 26, 2019 2:08 pm

Beautiful, but way too steep.

Insurance is another big problem. They will only insure at perceived market value because the retail value is so low and there are no extras that you can specify. So when something happens, or it gets stolen, you loose plenty... Talking from own experience..

But still... what a beaut!
Otto X248
1995 Hilux Raider 2.2 EFI Turbo DC
Alucab Canopy with Kitchen and Recovery sections
National Luna Split Charge system and Dual Battery
80W solar panel and MPPT controller
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Fri Apr 26, 2019 10:15 pm

If I can give you my 2c.
I started 5 years ago on rebuilding my 1993 d/c. November last year the total came to R 135 000 alresdy. No exsras either. And not close to being finnished. Then the hours and hours of (free) labour.
So I think that a SFA in such a condition is a really good price.
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dalkill
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Mon Apr 29, 2019 12:00 pm

Bosfebok wrote:
Fri Apr 26, 2019 2:08 pm
Insurance is another big problem. They will only insure at perceived market value ...
few years back my dad has his corolla stolen.
dad furious because their only paid out market value. he insists he told broken to ensure it for R30K , but only got paid out like R15K. I told him insurance you can't specify a value. premium based on market value and not value you specify.

Is there any insurance company that will allow you to specify a value? obviously you premium go up, but at least you get enough to buy another vehicle
2007 d4d 3.0 D/C 4x4 (Mar 2016 - current) (Buraaq V)
2003 Isuzu KB300 tdi LX D/C 4x4 (May 2015 - Feb 2016) aka Buraaq IV
2000 hilux DC 2.7 4x4 (Jul 2011 - Sep 2012) aka Buraaq III
1999 RXI 20v (Nov 2009 - Jul 2011) aka Quicksilver
1990 hilux DC 2.2 4x4 (Jun 2008 - Jul 2011) aka Buraaq II
1997 corolla 160i GLE (Feb 2007 - Sep 2009) aka Green Goblin
1990 GLI twincam (still my fav rolla) (Oct 2005 - Mar 2007) aka Wit Blitz
Golf GTI 2.0 (temp insanity for 2months) (Jun 2005 - Aug 2005) aka A mistake
1993 hilux SC 2.2 4x4 (April 2003 - Sept 2005) aka Buraaq

TOYOTA IS MY LEWE
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Hilux 1
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Real Name: Tertius
Club VHF Licence: HC137

Sun May 05, 2019 10:09 am

see it is standing at Heritage motors Brackenfell for R 135 000
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Bosfebok
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Thu Jul 04, 2019 8:43 am

dalkill wrote:
Mon Apr 29, 2019 12:00 pm
Bosfebok wrote:
Fri Apr 26, 2019 2:08 pm
Insurance is another big problem. They will only insure at perceived market value ...
few years back my dad has his corolla stolen.
dad furious because their only paid out market value. he insists he told broken to ensure it for R30K , but only got paid out like R15K. I told him insurance you can't specify a value. premium based on market value and not value you specify.

Is there any insurance company that will allow you to specify a value? obviously you premium go up, but at least you get enough to buy another vehicle


Entin Insurance Brokers has a thing now where you can lock your car's value for 5 years.

Not sure how one would insure against a specified value. Surely there are places that does this. How do you insure an old original Willy's for R250k? Maybe there's are collector's item type of specification one can do...
Otto X248
1995 Hilux Raider 2.2 EFI Turbo DC
Alucab Canopy with Kitchen and Recovery sections
National Luna Split Charge system and Dual Battery
80W solar panel and MPPT controller
20.5" LED BAR
5ton tow bar with recovery points
Nudge-M front bumper
80l Long Range Fuel Tank
90l Water Tank
Slide Drawer System
Safari Snorkel
Double Lockers - Toyota Electric selectable
Diff breathers
The worst anti hi-jack alarm system ever, SANJI!!

A bad day out is still better than a good day in!!
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Bear
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Real Name: Ricky

Thu Jul 04, 2019 11:49 am

Hi Guys.
FYI - I have a 94' with 227 000 Km which is stock as well and just got it insured with Santam for the Market Value which is R121,035. I did not add on the mag rims, canopy or any other accessories. If I add any accessories the value will increase. :surrender:
Travel is not really about leaving our homes, but leaving our habits.
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Mud Dog
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Real Name: Andy
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Thu Jul 04, 2019 10:11 pm

The problem arises when it's written off or stolen and they pay you out the book value which is ridiculously and unrealistically low. One needs to specify a replacement value incl all non standard extras.
When your road comes to an end ...... you need a HILUX!.

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dalkill
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Fri Jul 05, 2019 8:10 am

Bear wrote:
Thu Jul 04, 2019 11:49 am
Hi Guys.
FYI - I have a 94' with 227 000 Km which is stock as well and just got it insured with Santam for the Market Value which is R121,035. I did not add on the mag rims, canopy or any other accessories. If I add any accessories the value will increase. :surrender:
I would make tripple sure what is in your policy.
If the wording just says covered for market value, they could pay you out R20K if that what the market value at the time.
So you may be paying for a perceived value of R120K, but unless you policy says R120K, your insurance will turn around and only pay the market value should a claim come.

I did a quick quote on carzar.co.za... and priced R40K cash if they buy it from you... which is probably what the market value insurance is pegged at the moment for 2.2 d/c 4x4.
2007 d4d 3.0 D/C 4x4 (Mar 2016 - current) (Buraaq V)
2003 Isuzu KB300 tdi LX D/C 4x4 (May 2015 - Feb 2016) aka Buraaq IV
2000 hilux DC 2.7 4x4 (Jul 2011 - Sep 2012) aka Buraaq III
1999 RXI 20v (Nov 2009 - Jul 2011) aka Quicksilver
1990 hilux DC 2.2 4x4 (Jun 2008 - Jul 2011) aka Buraaq II
1997 corolla 160i GLE (Feb 2007 - Sep 2009) aka Green Goblin
1990 GLI twincam (still my fav rolla) (Oct 2005 - Mar 2007) aka Wit Blitz
Golf GTI 2.0 (temp insanity for 2months) (Jun 2005 - Aug 2005) aka A mistake
1993 hilux SC 2.2 4x4 (April 2003 - Sept 2005) aka Buraaq

TOYOTA IS MY LEWE
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Wave
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Fri Jul 05, 2019 8:16 am

I agree, there is no way the insurance will cover that much on a SFA, they'll be happy to charge you premiums on the high amount, but if you needed to claim they will pay a much lower value. Otherwise everyone will make up values for their vehicles.
'09 Toyota Fortuner 3.0 D4D 4x4 (M)
'14 VW Polo 1.2 TSI H/L (Swambo's)
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The Legend
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Fri Jul 05, 2019 7:07 pm

Wave wrote:
Fri Jul 05, 2019 8:16 am
I agree, there is no way the insurance will cover that much on a SFA, they'll be happy to charge you premiums on the high amount, but if you needed to claim they will pay a much lower value. Otherwise everyone will make up values for their vehicles.
Do not agree with you Wave. My 1989 d/c SFA is insured for R150 000.00 which amount the insurance will pay me out when stolen or fully written off. What I have to do was to get an valuation of the sfa as it was standard . I also get written quotes of each and everything extra on the bakkie and in total it comes out to R150 000.00 .I also provide the insurance company with photos of all the extras . The value of my sfa with all the extras is spesified in my insurance policy. It is also recorded on telephone conversation between me and the insurance company that they will pay me R150 000 less my excess when the vehicle is stolen or written off. My monthly installment is R590.03
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dalkill
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Real Name: Shaakir

Mon Jul 08, 2019 7:04 am

Yes Dawie... but you specified extra's that push up the insured value.
Ricky is paying market value for stock vehicle. He would be best advised to find out from his insurance what the market value they have for his vehicle before the fine print bites him an he ends up being paid out way less than anticipated.
2007 d4d 3.0 D/C 4x4 (Mar 2016 - current) (Buraaq V)
2003 Isuzu KB300 tdi LX D/C 4x4 (May 2015 - Feb 2016) aka Buraaq IV
2000 hilux DC 2.7 4x4 (Jul 2011 - Sep 2012) aka Buraaq III
1999 RXI 20v (Nov 2009 - Jul 2011) aka Quicksilver
1990 hilux DC 2.2 4x4 (Jun 2008 - Jul 2011) aka Buraaq II
1997 corolla 160i GLE (Feb 2007 - Sep 2009) aka Green Goblin
1990 GLI twincam (still my fav rolla) (Oct 2005 - Mar 2007) aka Wit Blitz
Golf GTI 2.0 (temp insanity for 2months) (Jun 2005 - Aug 2005) aka A mistake
1993 hilux SC 2.2 4x4 (April 2003 - Sept 2005) aka Buraaq

TOYOTA IS MY LEWE
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Bear
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Real Name: Ricky

Mon Jul 15, 2019 3:12 pm

Hi Guys
My understanding is that they will pay out the current market value or the insured amount, whichever is cheaper at time of claim. I think that is fair considering the book value is so low. I think the market value will always be higher than the book on the SFA's.

I have read my policy and copied the below:

Market value:
Means the value at which we will compensate you for the lost or damaged vehicle. This
value is based on the cost of a similar vehicle in terms of make, model, odometer reading,
condition and prevailing market forces. If the vehicle is insured for market value, we will
pay the reasonable market value or the insured amount as shown in your policy summary,
whichever is the lowest.

COMPREHENSIVE COVER:
If the cover type next to your vehicle shown in your policy summary is "Comprehensive", we cover accidental loss of or damage to your
vehicle.
If we decide that it is not economical to repair your vehicle, our compensation will be:
a) the reasonable market value of your vehicle at the time of the loss or damage; or
b) the insured amount for your vehicle shown in your policy summary, whichever is the lowest.
Travel is not really about leaving our homes, but leaving our habits.
Adventure tends to magnify all human emotions.
It's only in adventure that some people succeed in knowing themselves - in finding themselves.
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Tim86
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Tue Jul 16, 2019 7:33 am

Ricky, you need to find out if there is in fact a Market Value attached to the Dealer's Code of your vehicle as specified in your policy - some dealer's codes in the Santam system do not appear to have a market value in which case they have to pay out the Insured Amount as shown in your policy. If yours has a market value attached, and if it is lower than the insured amount they will pay out the market value.

In my case with Santam, with the specs of my vehicle that I gave them, I was fortunate in that the system pulled up a dealer's code that had no book or market value attached in which case I had to have the vehicle evaluated by a Toyota dealership and that would be the only figure to be used for compensation.

Certain Toyota dealerships will only give you a certification of book/market value, whilst others (such as Bidvest McCarthy I found) may likely certify your vehicle at the prices that we actually trade them for.

Check if you have a linked Market Value to your vehicle, and if too low for your liking, add all the accessories that you can think of like Dawie did, and then amend your Insured Amount to match the Market Value & Extras.
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Bear
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Town: Roodepoort
Vehicle: Toyota Hilux 2200 Raider D/Cab 4x4 - SFA - 100 Ltr Factory Fitted Long Range Tank
Real Name: Ricky

Tue Jul 16, 2019 10:58 am

Thanks tim, will check with Santam.
Travel is not really about leaving our homes, but leaving our habits.
Adventure tends to magnify all human emotions.
It's only in adventure that some people succeed in knowing themselves - in finding themselves.
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