Insurance: 4x4 Bakkie cover
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- High Range 4WD
- Posts: 83
- Joined: Mon Nov 17, 2008 2:28 pm
- Town: Cape Town
- Vehicle: 1996-Hilux 2.4 D/C - 33 Kuhmo`s -rear difflock
- Real Name: Mehl
Insurance: 4x4 Bakkie cover
Mornings almal,
Laat ek begin deur te se ek werk nie vir n Versekering maatskappy nie - maar wil net biekie mee deel van n verandering aan my polis tot betrekking 4x4.
My hilux is by Indwe Risk Services (in Tygervallei) verseker, ek was sopas in kennis gestel dat die nuwe "reels" vanaf - 01 June 2009 nou ook "suspension damage caused by uneven roads or uneven surfaces" cover, wat van te vore nie ingesluit was nie.
Dus wou ek net weet of die n norm is by alle versekerings agente? Daam biekie goeie nuus, as enig een die "broker" wil bel - die kontak nommer is aangeheg.
Hoop dus goeie nuus?...
M
Jacqueline Dirks
Indwe Risk Services Tyger Valley
Tel : (021) 914-0752 | Fax : (021) 413-0411 | E-mail: jacquelined@indwerisk.co.za
Laat ek begin deur te se ek werk nie vir n Versekering maatskappy nie - maar wil net biekie mee deel van n verandering aan my polis tot betrekking 4x4.
My hilux is by Indwe Risk Services (in Tygervallei) verseker, ek was sopas in kennis gestel dat die nuwe "reels" vanaf - 01 June 2009 nou ook "suspension damage caused by uneven roads or uneven surfaces" cover, wat van te vore nie ingesluit was nie.
Dus wou ek net weet of die n norm is by alle versekerings agente? Daam biekie goeie nuus, as enig een die "broker" wil bel - die kontak nommer is aangeheg.
Hoop dus goeie nuus?...
M
Jacqueline Dirks
Indwe Risk Services Tyger Valley
Tel : (021) 914-0752 | Fax : (021) 413-0411 | E-mail: jacquelined@indwerisk.co.za
- dalkill
- LR4WD, Lockers, Crawler Gears
- Posts: 1576
- Joined: Wed Feb 13, 2008 8:34 am
- Town: Cape TOwn
- Vehicle: 2.4 GD6 SR D/C 4x4
- Real Name: Shaakir
Re: Insurance: 4x4 Bakkie cover
I just received some qoutes for my lux.
range R215 - R350
does this look about right?
I was thinking hollard insurance, since I drive the lux like once or twice a month only. will it actually work out cheaper if I do go hollard pay as you drive?
range R215 - R350
does this look about right?
I was thinking hollard insurance, since I drive the lux like once or twice a month only. will it actually work out cheaper if I do go hollard pay as you drive?
2016 2.4GD6 SR D/C 4x4 (Oct 2022 - current) (Buraaq VI)
2007 d4d 3.0 D/C 4x4 (Mar 2016 - July 2022) (Buraaq V)
2003 Isuzu KB300 D/C 4x4 (May 2015 - Feb 2016) aka Buraaq IV
2000 hilux DC 2.7 4x4 (Jul 2011 - Sep 2012) aka Buraaq III
1999 RXI 20v (Nov 2009 - Jul 2011) aka Quicksilver
1990 hilux DC 2.2 4x4 (Jun 2008 - Jul 2011) aka Buraaq II
1997 corolla 160i GLE (Feb 2007 - Sep 2009) aka Green Goblin
1990 GLI twincam (still my fav rolla) (Oct 2005 - Mar 2007) aka Wit Blitz
Golf GTI 2.0 (temp insanity for 2months) (Jun 2005 - Aug 2005) aka A mistake
1993 hilux SC 2.2 4x4 (April 2003 - Sept 2005) aka Buraaq
TOYOTA IS MY LEWE
2007 d4d 3.0 D/C 4x4 (Mar 2016 - July 2022) (Buraaq V)
2003 Isuzu KB300 D/C 4x4 (May 2015 - Feb 2016) aka Buraaq IV
2000 hilux DC 2.7 4x4 (Jul 2011 - Sep 2012) aka Buraaq III
1999 RXI 20v (Nov 2009 - Jul 2011) aka Quicksilver
1990 hilux DC 2.2 4x4 (Jun 2008 - Jul 2011) aka Buraaq II
1997 corolla 160i GLE (Feb 2007 - Sep 2009) aka Green Goblin
1990 GLI twincam (still my fav rolla) (Oct 2005 - Mar 2007) aka Wit Blitz
Golf GTI 2.0 (temp insanity for 2months) (Jun 2005 - Aug 2005) aka A mistake
1993 hilux SC 2.2 4x4 (April 2003 - Sept 2005) aka Buraaq
TOYOTA IS MY LEWE
- dalkill
- LR4WD, Lockers, Crawler Gears
- Posts: 1576
- Joined: Wed Feb 13, 2008 8:34 am
- Town: Cape TOwn
- Vehicle: 2.4 GD6 SR D/C 4x4
- Real Name: Shaakir
Re: Insurance: 4x4 Bakkie cover
well hollard is not an option.
they don't cover cars older than 15 yrs.
they don't cover cars older than 15 yrs.
2016 2.4GD6 SR D/C 4x4 (Oct 2022 - current) (Buraaq VI)
2007 d4d 3.0 D/C 4x4 (Mar 2016 - July 2022) (Buraaq V)
2003 Isuzu KB300 D/C 4x4 (May 2015 - Feb 2016) aka Buraaq IV
2000 hilux DC 2.7 4x4 (Jul 2011 - Sep 2012) aka Buraaq III
1999 RXI 20v (Nov 2009 - Jul 2011) aka Quicksilver
1990 hilux DC 2.2 4x4 (Jun 2008 - Jul 2011) aka Buraaq II
1997 corolla 160i GLE (Feb 2007 - Sep 2009) aka Green Goblin
1990 GLI twincam (still my fav rolla) (Oct 2005 - Mar 2007) aka Wit Blitz
Golf GTI 2.0 (temp insanity for 2months) (Jun 2005 - Aug 2005) aka A mistake
1993 hilux SC 2.2 4x4 (April 2003 - Sept 2005) aka Buraaq
TOYOTA IS MY LEWE
2007 d4d 3.0 D/C 4x4 (Mar 2016 - July 2022) (Buraaq V)
2003 Isuzu KB300 D/C 4x4 (May 2015 - Feb 2016) aka Buraaq IV
2000 hilux DC 2.7 4x4 (Jul 2011 - Sep 2012) aka Buraaq III
1999 RXI 20v (Nov 2009 - Jul 2011) aka Quicksilver
1990 hilux DC 2.2 4x4 (Jun 2008 - Jul 2011) aka Buraaq II
1997 corolla 160i GLE (Feb 2007 - Sep 2009) aka Green Goblin
1990 GLI twincam (still my fav rolla) (Oct 2005 - Mar 2007) aka Wit Blitz
Golf GTI 2.0 (temp insanity for 2months) (Jun 2005 - Aug 2005) aka A mistake
1993 hilux SC 2.2 4x4 (April 2003 - Sept 2005) aka Buraaq
TOYOTA IS MY LEWE
- Mud Dog
- Moderator
- Posts: 29859
- Joined: Tue Apr 29, 2008 2:18 am
- Town: East London
- Vehicle: '90 SFA Hilux DC 4X4, Full OME, 110mm lift. Brospeed branch, 50mm ss freeflow exhaust. 30 x 9.5 Discoverer S/T's on Viper mags. L/R tank. (AWOL) '98 LTD 2.4 SFA, dual battery system. Dobinson suspension, LR tanks, 31" BF mud's.
- Real Name: Andy
- Club VHF Licence: HC103
Re: Insurance: 4x4 Bakkie cover
Is that "All risks"? ..... R215 looks rather low. Who with?I just received some qoutes for my lux.
range R215 - R350
When your road comes to an end ...... you need a HILUX!.
Life is like a jar of Jalapeño peppers ... what you do today, might burn your ass tomorrow.
Don't take life too seriously ..... no-one gets out alive.
It's not about waiting for storms to pass. It's about learning to dance in the rain.
And be yourself ..... everyone else is taken!
Life is like a jar of Jalapeño peppers ... what you do today, might burn your ass tomorrow.
Don't take life too seriously ..... no-one gets out alive.
It's not about waiting for storms to pass. It's about learning to dance in the rain.
And be yourself ..... everyone else is taken!
- dalkill
- LR4WD, Lockers, Crawler Gears
- Posts: 1576
- Joined: Wed Feb 13, 2008 8:34 am
- Town: Cape TOwn
- Vehicle: 2.4 GD6 SR D/C 4x4
- Real Name: Shaakir
Re: Insurance: 4x4 Bakkie cover
R215 was outsurance - comprehensive, but I had to fit there anti - hijack device - R1080
2016 2.4GD6 SR D/C 4x4 (Oct 2022 - current) (Buraaq VI)
2007 d4d 3.0 D/C 4x4 (Mar 2016 - July 2022) (Buraaq V)
2003 Isuzu KB300 D/C 4x4 (May 2015 - Feb 2016) aka Buraaq IV
2000 hilux DC 2.7 4x4 (Jul 2011 - Sep 2012) aka Buraaq III
1999 RXI 20v (Nov 2009 - Jul 2011) aka Quicksilver
1990 hilux DC 2.2 4x4 (Jun 2008 - Jul 2011) aka Buraaq II
1997 corolla 160i GLE (Feb 2007 - Sep 2009) aka Green Goblin
1990 GLI twincam (still my fav rolla) (Oct 2005 - Mar 2007) aka Wit Blitz
Golf GTI 2.0 (temp insanity for 2months) (Jun 2005 - Aug 2005) aka A mistake
1993 hilux SC 2.2 4x4 (April 2003 - Sept 2005) aka Buraaq
TOYOTA IS MY LEWE
2007 d4d 3.0 D/C 4x4 (Mar 2016 - July 2022) (Buraaq V)
2003 Isuzu KB300 D/C 4x4 (May 2015 - Feb 2016) aka Buraaq IV
2000 hilux DC 2.7 4x4 (Jul 2011 - Sep 2012) aka Buraaq III
1999 RXI 20v (Nov 2009 - Jul 2011) aka Quicksilver
1990 hilux DC 2.2 4x4 (Jun 2008 - Jul 2011) aka Buraaq II
1997 corolla 160i GLE (Feb 2007 - Sep 2009) aka Green Goblin
1990 GLI twincam (still my fav rolla) (Oct 2005 - Mar 2007) aka Wit Blitz
Golf GTI 2.0 (temp insanity for 2months) (Jun 2005 - Aug 2005) aka A mistake
1993 hilux SC 2.2 4x4 (April 2003 - Sept 2005) aka Buraaq
TOYOTA IS MY LEWE
- Mud Dog
- Moderator
- Posts: 29859
- Joined: Tue Apr 29, 2008 2:18 am
- Town: East London
- Vehicle: '90 SFA Hilux DC 4X4, Full OME, 110mm lift. Brospeed branch, 50mm ss freeflow exhaust. 30 x 9.5 Discoverer S/T's on Viper mags. L/R tank. (AWOL) '98 LTD 2.4 SFA, dual battery system. Dobinson suspension, LR tanks, 31" BF mud's.
- Real Name: Andy
- Club VHF Licence: HC103
Re: Insurance: 4x4 Bakkie cover
Actually not a bad option depending on whether their anti hijack device is a tracker type thing with additional monthly subscriptions. If it's a once off R 1080 I would certainly consider it. you'd save that in the first 8 months.
When your road comes to an end ...... you need a HILUX!.
Life is like a jar of Jalapeño peppers ... what you do today, might burn your ass tomorrow.
Don't take life too seriously ..... no-one gets out alive.
It's not about waiting for storms to pass. It's about learning to dance in the rain.
And be yourself ..... everyone else is taken!
Life is like a jar of Jalapeño peppers ... what you do today, might burn your ass tomorrow.
Don't take life too seriously ..... no-one gets out alive.
It's not about waiting for storms to pass. It's about learning to dance in the rain.
And be yourself ..... everyone else is taken!
- 2.8 d/cab SFA
- LR4WD, Lockers, Crawler Gears
- Posts: 1407
- Joined: Sun Oct 05, 2008 10:08 am
- Town: Boksburg
- Vehicle: Yamaha R1
- Real Name: John
- Location: Boksburg
Re: Insurance: 4x4 Bakkie cover
Zurich, full cover R460, and the vechile parks in open parking, not garaged, has tracker
John
Real Trucks Don't Have Sparkplugs!
Real Trucks Don't Have Sparkplugs!
- Mud Dog
- Moderator
- Posts: 29859
- Joined: Tue Apr 29, 2008 2:18 am
- Town: East London
- Vehicle: '90 SFA Hilux DC 4X4, Full OME, 110mm lift. Brospeed branch, 50mm ss freeflow exhaust. 30 x 9.5 Discoverer S/T's on Viper mags. L/R tank. (AWOL) '98 LTD 2.4 SFA, dual battery system. Dobinson suspension, LR tanks, 31" BF mud's.
- Real Name: Andy
- Club VHF Licence: HC103
Re: Insurance: 4x4 Bakkie cover
There are companies that will give you a rebate on your premium that is almost equivalent to your monthly 'Tracker' / 'Netsar' payments if you have either fitted. The catch is that it has to be a vehicle that is regularly sought after by the car thieves. My boet has a Toy x2 and a Honda CRV, both on the Netstar system. His insurers refund him the full monthly netstar subscription for the Toy but absolutely no rebate for the Honda. Their reason? They say that the newer Honda's cannot be stolen because of their standard electronic built-in security system which apparently can't be gyppo'd
When your road comes to an end ...... you need a HILUX!.
Life is like a jar of Jalapeño peppers ... what you do today, might burn your ass tomorrow.
Don't take life too seriously ..... no-one gets out alive.
It's not about waiting for storms to pass. It's about learning to dance in the rain.
And be yourself ..... everyone else is taken!
Life is like a jar of Jalapeño peppers ... what you do today, might burn your ass tomorrow.
Don't take life too seriously ..... no-one gets out alive.
It's not about waiting for storms to pass. It's about learning to dance in the rain.
And be yourself ..... everyone else is taken!
-
- High Range 4WD
- Posts: 83
- Joined: Mon Nov 17, 2008 2:28 pm
- Town: Cape Town
- Vehicle: 1996-Hilux 2.4 D/C - 33 Kuhmo`s -rear difflock
- Real Name: Mehl
Re: Insurance: 4x4 Bakkie cover
Mornings,
My bakkie is on full comprehensive cover - cost R 320,00. Fortunately i had a level 4 immobilizer fitted already as they requested a copy of the VESA certificate.
I use to be with Budget insurance - third party, theft and fire for the same amount.
Also i dont pay any excess on my claims - which is always a bonus..
I think its worth asking for a quote?... cant hurt?
M
My bakkie is on full comprehensive cover - cost R 320,00. Fortunately i had a level 4 immobilizer fitted already as they requested a copy of the VESA certificate.
I use to be with Budget insurance - third party, theft and fire for the same amount.
Also i dont pay any excess on my claims - which is always a bonus..
I think its worth asking for a quote?... cant hurt?
M
- ThysdJ
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Re: Insurance: 4x4 Bakkie cover
Met daai mooi wiele is dit dalk nie so 'n slegte idee nie. Ek sien daai Hilux word nou mooi groot...Klonkies wrote:I think its worth asking for a quote?... cant hurt?
Thys de Jager
CEO and Refreshments Manager at Team Offroad.
2010 Hilux 3.0 D4D D/C 4x4 with GOMAD "Brood" Canopy. Tripod.
1997 Jeep Wrangler TJ 4.0 Sport. The original SFA. AGA... Gooi kole
email: thys@teamoffroad.co.za
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CEO and Refreshments Manager at Team Offroad.
2010 Hilux 3.0 D4D D/C 4x4 with GOMAD "Brood" Canopy. Tripod.
1997 Jeep Wrangler TJ 4.0 Sport. The original SFA. AGA... Gooi kole
email: thys@teamoffroad.co.za
Like Team Offroad on Facebook...
- dalkill
- LR4WD, Lockers, Crawler Gears
- Posts: 1576
- Joined: Wed Feb 13, 2008 8:34 am
- Town: Cape TOwn
- Vehicle: 2.4 GD6 SR D/C 4x4
- Real Name: Shaakir
Re: Insurance: 4x4 Bakkie cover
what pains me though is to pay R200 bucks a month for somehting that is going to be driven once or twice a month . rest of the time, parked in garage.... this is why I was hoping hollard would come to the party.
2016 2.4GD6 SR D/C 4x4 (Oct 2022 - current) (Buraaq VI)
2007 d4d 3.0 D/C 4x4 (Mar 2016 - July 2022) (Buraaq V)
2003 Isuzu KB300 D/C 4x4 (May 2015 - Feb 2016) aka Buraaq IV
2000 hilux DC 2.7 4x4 (Jul 2011 - Sep 2012) aka Buraaq III
1999 RXI 20v (Nov 2009 - Jul 2011) aka Quicksilver
1990 hilux DC 2.2 4x4 (Jun 2008 - Jul 2011) aka Buraaq II
1997 corolla 160i GLE (Feb 2007 - Sep 2009) aka Green Goblin
1990 GLI twincam (still my fav rolla) (Oct 2005 - Mar 2007) aka Wit Blitz
Golf GTI 2.0 (temp insanity for 2months) (Jun 2005 - Aug 2005) aka A mistake
1993 hilux SC 2.2 4x4 (April 2003 - Sept 2005) aka Buraaq
TOYOTA IS MY LEWE
2007 d4d 3.0 D/C 4x4 (Mar 2016 - July 2022) (Buraaq V)
2003 Isuzu KB300 D/C 4x4 (May 2015 - Feb 2016) aka Buraaq IV
2000 hilux DC 2.7 4x4 (Jul 2011 - Sep 2012) aka Buraaq III
1999 RXI 20v (Nov 2009 - Jul 2011) aka Quicksilver
1990 hilux DC 2.2 4x4 (Jun 2008 - Jul 2011) aka Buraaq II
1997 corolla 160i GLE (Feb 2007 - Sep 2009) aka Green Goblin
1990 GLI twincam (still my fav rolla) (Oct 2005 - Mar 2007) aka Wit Blitz
Golf GTI 2.0 (temp insanity for 2months) (Jun 2005 - Aug 2005) aka A mistake
1993 hilux SC 2.2 4x4 (April 2003 - Sept 2005) aka Buraaq
TOYOTA IS MY LEWE
-
- High Range 4WD
- Posts: 83
- Joined: Mon Nov 17, 2008 2:28 pm
- Town: Cape Town
- Vehicle: 1996-Hilux 2.4 D/C - 33 Kuhmo`s -rear difflock
- Real Name: Mehl
Re: Insurance: 4x4 Bakkie cover
Met daai mooi wiele is dit dalk nie so 'n slegte idee nie. Ek sien daai Hilux word nou mooi groot...
Dankie baie, hoop net die drywer kan die hoogte toepas - anders baat dit ook nuks, of hoe?
Dankie baie, hoop net die drywer kan die hoogte toepas - anders baat dit ook nuks, of hoe?
- dalkill
- LR4WD, Lockers, Crawler Gears
- Posts: 1576
- Joined: Wed Feb 13, 2008 8:34 am
- Town: Cape TOwn
- Vehicle: 2.4 GD6 SR D/C 4x4
- Real Name: Shaakir
Re: Insurance: 4x4 Bakkie cover
according to Budget Insurance my lux is worth market value R37000, retail value R41900
2016 2.4GD6 SR D/C 4x4 (Oct 2022 - current) (Buraaq VI)
2007 d4d 3.0 D/C 4x4 (Mar 2016 - July 2022) (Buraaq V)
2003 Isuzu KB300 D/C 4x4 (May 2015 - Feb 2016) aka Buraaq IV
2000 hilux DC 2.7 4x4 (Jul 2011 - Sep 2012) aka Buraaq III
1999 RXI 20v (Nov 2009 - Jul 2011) aka Quicksilver
1990 hilux DC 2.2 4x4 (Jun 2008 - Jul 2011) aka Buraaq II
1997 corolla 160i GLE (Feb 2007 - Sep 2009) aka Green Goblin
1990 GLI twincam (still my fav rolla) (Oct 2005 - Mar 2007) aka Wit Blitz
Golf GTI 2.0 (temp insanity for 2months) (Jun 2005 - Aug 2005) aka A mistake
1993 hilux SC 2.2 4x4 (April 2003 - Sept 2005) aka Buraaq
TOYOTA IS MY LEWE
2007 d4d 3.0 D/C 4x4 (Mar 2016 - July 2022) (Buraaq V)
2003 Isuzu KB300 D/C 4x4 (May 2015 - Feb 2016) aka Buraaq IV
2000 hilux DC 2.7 4x4 (Jul 2011 - Sep 2012) aka Buraaq III
1999 RXI 20v (Nov 2009 - Jul 2011) aka Quicksilver
1990 hilux DC 2.2 4x4 (Jun 2008 - Jul 2011) aka Buraaq II
1997 corolla 160i GLE (Feb 2007 - Sep 2009) aka Green Goblin
1990 GLI twincam (still my fav rolla) (Oct 2005 - Mar 2007) aka Wit Blitz
Golf GTI 2.0 (temp insanity for 2months) (Jun 2005 - Aug 2005) aka A mistake
1993 hilux SC 2.2 4x4 (April 2003 - Sept 2005) aka Buraaq
TOYOTA IS MY LEWE
- Scorpion
- Monster Truck
- Posts: 2158
- Joined: Wed Jan 16, 2008 6:31 pm
- Town: Emmarentia
- Vehicle: 1988 Hilux 4x4 D/C with more attitude than Mike Tyson
- Real Name: Johann
- Location: Constant Kloof
Re: Insurance: 4x4 Bakkie cover
That's the problem, Dalkill and they'll only pay trade. My insurance is R260 and it's insured for R60k, fully comprehensive with no excess. They actually insure older vehicles for the requested amounts as they realise that trade and market value as reflected in Mead is not accurate. My Merc, for example, is not even reflected in Mead.
1988 Hilex D/C 4x4 (Import spec), Lexus V8; Marlin Crawler; Custom Suspension: front and new 4 link in the rear; Disc Brake conversion rear; 35" Cooper STT tyres; Xenon lights; Custom bullbar;Next? Aircon; new front seats, redo the whole interior in nice soft leather, Respray, Double Lockers
1978 Land Cruiser HJ45
1971 Mercedes Benz 280S Automatic
2011 Land Cruiser 79 V6 (60th Anniversary Edition)
1978 Land Cruiser HJ45
1971 Mercedes Benz 280S Automatic
2011 Land Cruiser 79 V6 (60th Anniversary Edition)